Debt Negotiation Services

Matthew E. Mazur, Jr., Esq. and Matthew Mazur, P.A., offers Debt Negotiation Representation to  negotiate an unsecured debt to a payoff balance that is acceptable to our client and their creditor.

The objective of  Matthew E. Mazur, Jr., Esq. and Matthew Mazur, P.A.'s Debt Negotiation Representation is to obtain for our clients debt relief in a reasonable time frame, so they can move on with their lives. 

What types of debt do we negotiate?

We negotiate all kinds of unsecured debts including, but not limited to:

• collections

• charge-offs

• unpaid credit cards

• unpaid unsecured loans

• judgments (taken on a case by case basis)

What types of debt don't we negotiate?

We do not negotiate the following kinds of debts:

• income taxes

• payroll taxes

• sales taxes

What about mortgages?

We will provide negotiation services for mortgages.

What about car or boat loans?

We will provide negotiation services for car or boat loans on a case by case basis.

How does the process work?

A client retains Matthew E. Mazur, Jr., Esq. and Matthew Mazur, P.A., to represent them in a debt negotiation with a creditor and/or creditors that are owed past due balances on unsecured credit accounts.

For example, a client owes a creditor $15,000.00 and the account is a collection account for non-payment.

Matthew E. Mazur, Jr., Esq. and Matthew Mazur, P.A., negotiates with the creditor to obtain a payoff amount on behalf of the client in the amount of $7,500.00. We require the creditor to provide us with confirmation that they will agree to accept the lower payoff as a "final settlement" on the outstanding debt. This settlement proposal is provided to the client for approval.

The client has the ultimate decision as to accept or reject the settlement proposal. If accepted, this settlement proposal becomes a binding agreement. This agreement, if fully satisfied by the client,  allows the client to pay the negotiated reduced payoff amount by a specified date.

Matthew E. Mazur, Jr., Esq. and Matthew Mazur, P.A., will have obtained the client in this example a reduction of $7,500.00 from the original $15,000.00 owed to the creditor. The total actual savings to the client obtained through Debt Negotiation will be:

*The Up Front Non-Refundable Retainer Fee of $600.00 and retains our firm to negotiate on behalf of the client with 5 of their creditors. For each creditor a client has above 5, the initial retainer is increased by $25.00. As such, if a client has 6 creditors they wish to have the firm negotiate with, the Up Front Retainer will be $625.00. A full explanation of our firm's fees for Debt Negotiation Representation can be found on the Debt Negotiation Legal Fee's page.

The above example is for demonstration purposes only and does not reflect the savings in every case. Each client and case is different and the ability of our firm to obtain a reduction in the debt owed is case specific, dependent upon the client's debt situation. We cannot guarantee the outcome of any case we handle, but we can guarantee that we will put forth our best efforts to obtain satisfactory results for our clients.

If you have any questions regarding our Debt Negotiation Representation Services and Fees, please do not hesitate to contact us for further information and a free consultation.