What Is Debt Negotiation?

Debt Negotiation is the process whereby our attorneys negotiate a client's unsecured debt to a payoff balance that is acceptable to our client and their creditor. Typically, this negotiated payoff amount is less than the full balance owed to the client's creditor. Debt Negotiation is an alternative to bankruptcy. Debt Negotiation is not the same as Consumer Credit Counseling.

Debt Negotiation is a service offered by Matthew E. Mazur, Jr., Esq. and Matthew Mazur, P.A., to help clients who can no longer afford to pay their monthly minimums payments on their unsecured debt accounts and do not want to file for bankruptcy or enter into a credit counseling program. 

If a client has access to money to use to make a lump sum payoff of their debts, then Debt Negotiation can save them the most money in interest, and principal payments, of any debt relief program outside of bankruptcy.