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NO ASSET CHAPTER 7
CONSUMER BANKRUPTCY

If you are SINGLE and can answer "YES" to all of the following questions, you may qualify for a No Asset Chapter 7 Bankruptcy reduced fee ($650- plus filing costs) from The Law Office of Heather A. Harwell, PLLC:  

If you are MARRIED and can answer "YES" to all the following questions, you may qualify for a No Asset Chapter 7 Bankruptcy reduced fee ($650- plus filing costs) from The Law Office of Heather A. Harwell, PLLC:  

  1.  Your annual gross income is less than $65.801-.

  2. You currently rent your home pursuant to a lease agreement.

  3. You live alone.

  4. You own only one vehicle or no vehicles.

  5. You own a vehicle that is worth less than you owe or its total value is less than $5,000.

  6. You only have one bank account or â€‹one combined checking/savings account.

  7. Your household contents and bank account combined have a value less than $4,000.

  8. You are unemployed or you are on a fixed income or your only source of income is a regular paycheck from a buiness that is not owned by you.

  9. You do not own any other assets, stocks, bonds, investment accounts, other than a 401-K or retirement account.

  10.  You do not have a pending claim and are not a plaintiff in a lawsuit.

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Get help before it's too late.

  1.  Your combined annual gross income is less than $81,109 (add an additional $11,000 for each dependent).

  2. You currently rent your home pursuant to a lease agreement.

  3. You do not have any non-dependents living with you.

  4. You own only one vehicle, two or no vehicles.

  5. Each vehicle that you own is worth less than you owe oits total value is less than $5,000.

  6. You only have one joint bank account or â€‹one combined checking/savings account.

  7. Your household contents and bank account combined have a value less than $8,000.

  8. Each of you is either unemployed or on a fixed income or  have an only source of income which is a regular paycheck from a buiness that is not owned by you.

  9. You do not own any other assets, stocks, bonds, investment accounts, other than a 401-K or retirement accounts.

  10. Neither of you have a pending claim nor are either of you a plaintiff in a lawsuit.

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The Law Office of Heather A. Harwell, PLLC is a Federally designated debt relief agency which defends consumers and files suits on behalf of consumers pursuant to various Florida and Federal laws, including bankruptcy under Title 11.  The Law Office of Heather A. Harwell, PLLC handles Consumer Bankruptcy, | Chapter 7 Bankruptcy, Debt Defense Against Credit Card Lawsuits by Original Creditors  including American Express, Discover, T.D. Bank, Synchrony Bank, Capital One Bank, Credit One Bank and others;, Debt Defense Against Credit Card Lawsuits by Debt Buyers including Midland Funding, LLC, Portfolio Recovery Associates, LLC, LVNV Funding, LLC, and others; Debt Defense Regarding Automobile Repossession Deficiencies; Debt Defense regarding Foreclosure Sale Deficiencies; Garnishment Defense, Credit Reporting Issues, Lawsuits against Creditors & Debt Collectors violating Fair Debt Collection Law violations, and Appeals regarding Debt, Credit and Violations issues in the U.S.M.D. of Florida, Hillsborough County, Hernando County, Pasco County, Wesley Chapel, Zephyrhills, Spring Hill, San Antonio, Trinity, North Tampa, New Port Richey,  Lutz, Land O Lakes and surrounding areas.  EVERY CASE IS DIFFERENT.  The information provided in this website is meant for general informational purposes only and should NOT be construed as formal or comprehensive legal advice.  Visiting this website and/or referring to its content does not create an attorney-client relationship.  The attorney provides a no-contact consultation via telephone or video regarding Chapter 7 Bankruptcy, Debt Defense,, Debt Collector Violations, Debt Settlement, Debt Negotiation and Garnishment / Attachment Issues.

Office:  Wesley Chapel, Florida

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