days later.  Your  attorney  will receive copy and you will receive a copy directly in your mail.   

 

A 341 creditor's meeting is a a meeting where the bankruptcy trustee asks question about the contents of your petition, schedules and other documents.  The purpose is to allow the bankruptcy trustee to verify your identity as well as the accuracy of the information in your bankruptcy documents.  Although creditors are also allowed to ask you questions at this meeting, they rarely appear unless there is an issue with an account.  If the U.S. trustee also appears at your meeting, that means there definitely is an issue with your documents.  Barring any issues, the meeting generally lasts between 5 and 15 minutes. 

 

Since the occurrence of COVID-19, these meetings have been conducted via Zoom and the Zoom link is provided in the scheduling order.  Before your meeting, you will want to review your bankruptcy petition and attached documents.  If you have any questions, you should discuss them with your attorney in advance.  Your attorney will not be able to answer your questions or the bankruptcy trustee's questions during the the meeting. 

 

Multiple debtors are scheduled for the meeting at the same time and the bankruptcy trustee will begin the meeting with each debtor one after the other.  It is a good idea to log in at least 15 minutes early in case the bankruptcy trustee can start your meeting early and also to hear the questions the bankruptcy trustee asks of the prior debtor.  Once the bankruptcy trustee concludes the meeting, you will sign off the Zoom call.  Some of the most common questions are as follows: